This is what is contemplated in the new Animal Welfare Law that came into force this September 29.
lTo new Animal Welfare Law incorporates the obligation to insure all dogs with a civil liability policy, which must cover any damage that the animal may cause to third parties.
Until now this insurance was only mandatory in some Autonomous Communities or if the type of dog breed was considered dangerous. However, with the entry into force of the new Law, All dog owners, except those intended for hunting, must take out civil liability insurance for their pets, which not only ensures the safety and well-being of the animal in question, but also protects third parties against bites or damage. that this could cause.
The Animal Welfare Law, in its art. 30 highlights that «In the case of dog ownership and throughout the life of the animal, The owner must contract and maintain in force civil liability insurance for damages to third parties., which includes in its coverage the persons responsible for the animal, for an amount sufficient to cover the possible derived expenses, which will be established by regulation.
SO WHAT DOES PET INSURANCE COVER?
Until now, pet insurance has usually focused on the health of the dog or cat, veterinary assistance, compensation for theft or loss, or coverage of a stay in a residence due to hospitalization of your family.
The civil liability insurance that the new Law now requires must include physical and material damage that the animal may cause. Normally the insurance coverage will range between €60,000 and €300,000.
Some of the coverages that could include will be:
- It must protect owners and pets from bites from other dogs.
- It must contain the legal defense of the affected person.
- It must also protect the occasional owner, other than the owner of the pet, in the event that an incident occurs with a person other than the insurance holder.
- It should cover damages caused to family members and regular caregivers of the dog, when these are caused.
This type of policy, when it does not involve potentially dangerous breeds, can be between €25 and €83 per year. The premium varies depending on the breed, age and health of the pet.
POSSIBLE SANCTIONS IF THE DOG IS NOT INSURED
According to the new Animal Welfare Law, if the dog does not have insurance, its owner can be fined fines of between €500 and €10,000 depending on the severity of the particular case.
IS THE COURSE TO HAVE A DOG MANDATORY?
With the entry into force of the new Law, whoever wishes to have a dog as a pet You must bear in mind that there will be also comply with a mandatory course.
This is a basic knowledge course on how to raise and care for the animal that can be well formalized. on-line or at the veterinarian's office. The test will include a simple test on the information provided in the course.
People who want to have a pet must pass a prior course, while current owners will have to take it in a period of two years.
All the details about the course have not yet been revealed, but it seems confirmed that it will be free character.
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